The Dart Maker Blog

1. Save up to 50% per month on convenience cleaner cloths by cutting them into half, i.e. dryer softener cloths, face cleanser cloths, etc.

Savings: $5 per month

2. Find more thoughtful gifts and buy when the item is on sale, shop for birthdays and holidays throughout the year not at the time of the events.

Savings: $10 per month

3. Bring your lunch to work once a week instead of eating out.

Savings: $7 x 4 weeks = $28 per month

4. Don’t go to the coffee shop on the weekends.

Savings: 2 visits @ $2 = $4 per week x 4 weeks = $16 per month

5. If you carry a balance on your credit card, and you’re only able to afford paying the minimum monthly amount, pay weekly installments instead of one monthly payment. For example, if you owe $100 per month, pay $25 per week. Because credit card companies accrue interest daily on your balance, paying only once a month is a huge detriment to your fiscal health.

Savings: $10 - $100 per month (or more!)

6. Instead of a family night out, consider having an old fashion picnic together or a bike ride. Curbing entertainment costs doesn’t mean curbing the fun.

Savings: $25+ per month

7. Spend a day cooking meals that can be frozen for later use for your family. Once a Month Cooking, a book by Mary Beth Lagerborg and Mimi Wilson, features grocery lists and recipes to prepare and freeze a month’s worth of food for you and your family. Not only are you able to purchase the food in bulk, this method prevents having to throw away any spoiled food.

Savings: $50+ per month

8. If you are a regular monthly book buyer, stop the habit and visit your library instead! If you insist on buying books, buy it used at your local store or online at merchants such as www.half.com or www.amazon.com. Even a better idea, how about selling the books you have that you don’t need!

Savings: $5 - 15 per month

9. Use less expensive gasoline. If you live in North America and have Internet access, you are able to search for the cheapest gas price in your neighborhood with Gas Buddy, www.gasbuddy.com.

Savings: $5 - 15 per month

10. Use two-for-one coupons when dining out; search for these in local newspapers, flyers, and in your “junk mail.” If you are a group of four or more people, consider buying dining certificates at Restaurant.com, www.restaurant.com. After choosing your city and state on the Website, you will be presented with a listing of restaurants vying for your dining dollar!

Savings: $5- $50 per month

Kimberly A. Griffiths

This is an excerpt from ONE PAYCHECK AT A TIME, OnePaycheckataTime.com, by Kimberly A. Griffiths, ISBN: 1591133327. ONE PAYCHECK AT A TIME, a 200 page workbook, contains budget management exercises for an entire year of paychecks. The author, Kimberly A. Griffiths, has been through the vicious cycle of debt herself, and provides a no-nonsense system to managing your money paycheck to paycheck. You customize the journal based on your pay schedule and learn the necessary tools for making ends meet.

kimberlygriffiths@onepaycheckatatime.com

Online futures trading is one of the few ways traders can start with small stakes, and build real wealth quickly - and the opportunity is open to anyone.

Everything you need to know about futures trading can be self-taught - using the Internet. As with all ventures in life, there’s a right way to do it.

Many traders fail because they don’t have a realistic plan - and that’s what this article is all about - having a plan that will make you huge profits by trading futures the right way.

Here is a simple step-by-step plan:

Start with the Right Attitude

If you start with the attitude, that making big money is easy, and that someone else can give you success - you will fail. The good news is that while it’s not easy, by working smart, the effort you put in will bring rewards.

The right attitude, means you need to learn the basics - and think you will succeed. If you think you can succeed in online futures trading - then you will.

This means having confidence and taking responsibility for your actions. If you’re going to be rich, you have to do it yourself.

Getting Started

To get started in trading futures on the Internet, you need the following:

. A computer.

. An Internet connection.

. A charting software package.

You can learn all the basics free on the net - about contract sizes, how to place orders, etc. - the real key is having a method - and being able to execute it with discipline.

Your Trading Method

Markets trend long term - and your aim must be to catch these trends - as the big trends yield the big profits.

Forget day trading - it’s the big trends you want - and the way to catch them is to use a breakout method.

Breakout systems work - and have worked for hundreds of years, being based on human psychology. Most traders won’t use a breakout system - which explains why 90% of traders lose money. This is good news for you - because if you use a breakout system correctly, you can win at futures trading - and win big!

Applying a Breakout Method

To apply a breakout method to futures trading, you need to apply the system with discipline - and this is where most traders fail. Most traders don’t have the confidence to stick with their system - but you will, if you learn the basics of human psychology.

There’s some great books you can read - “Market Wizards”, and “The New Market Wizards” by Jack Shwager, also, any books by Larry Williams, Jake Bernstein, Ken Roberts, and Dr Van Tharpe.

Applying Your Method for Maximum Profits

This is where most traders go wrong when futures trading - many traders have good methods - but can’t apply them with discipline.

They also fail for two other main reasons

1. They lack staying power.

2. They don’t understand money management.

Many traders want to take as little risk as possible - and they always get stopped out - you need to take risks to make big gains! It’s a fact of life. This doesn’t mean that you should be rash - but when you see a trade - take a calculated risk.

With the above method, you won’t be trading a lot - but when you do trade, you’ll be trading the best opportunities.

Staying Power

You need to be able to stay in the trade - and not get stopped out. There’s no better tool than options. You need to use options in the right way though - with plenty of time value - and buy them at, or close to the money.

Isolation

When trading futures, 90% of traders fail - so separate yourself from the losing herd - and trade in isolation.

It’s vital you stay focused - a lot of the time, the news, and other people, will be telling you that you’re wrong. It’s essential to stay focused - most traders get swayed by others - you mustn’t be swayed.

So, there you have it - a simple blueprint for making money, by trading futures on the net.

Apply the above concepts, and you could enter the elite minority of traders, who win at futures trading - and win BIG!

Looking for the perfect romantic getaway? You will find a number of hotels in Los Angeles where you can relax and enjoy a few special days with your special someone. Here are some of the most romantic hotels in Los Angeles.

Shutters on the Beach in Santa Monica is a wonderful hotel. You can get a room facing the ocean here. Fine food and excellent ambience will set the mood for you stay.

The Beach House at Hermosa Beach is a beautiful boutique resort. Time seems to move at a much slower pace than in the city. You can book yourself into a luxurious studio suite facing the ocean to make your trip the ultimate beach getaway.

The Peninsula Beverly Hills on Santa Monica Boulevard is an elegant hotel with large, lush grounds and excellent service, that makes it once of the city’s most luxurious hotels.

Ritz-Carlton Laguna Niguel, Dana Point, is considered to be one of the most romantic hotels in the world. If you can get a room facing the ocean, you will be treated to some of the most breathtaking views of the Pacific. Or you could also make a reservation at the Ritz-Carlton Hutington Hotel in Pasadena. This property used to be owned by Henry Huntington and looks a lot like the Huntington Library. You can take a romantic walk through the Japanese Gardens or sip wine in the splendid lobby as the sunsets.

The Grafton Hotel on Sunset Boulevard feels like an exotic hotel in Miami. This hotel, built in the art deco style has some fantastic city views and unique rooms.

Flax is lovely blue flowered crop that grows rampant in the prairies and is often mistaken as a wild flower. This delicate plant produces tiny seeds that offer a wide variety of terrific health benefits. This health benefits include:

o Soluble fibers which reduce cholesterol level and therefore lower the risk of heart disease

o Alpha linolenic acid and omega-3 fatty acid to help reduce blood thickness reducing the chance of blood clots

o Phytoestrogens which are similar to human estrogen and can be helpful for women during their hormonal cycle or during menopause

o Flax seed has reduced both the number and size of cancerous tumors in both breast and prostate cancer

Flax seed can easily be added into a normal diet. It can be added to cereals, breads, muffins, pancakes, and cookies. Additionally, it can be mixed well into fluids like juices, smoothies and applesauce. As well as meat dishes and as a salad or sandwich topper like mayonnaise or mustard.

Flax may reduce the incidence and size of tumors. One small study by Lilian Thompson, a professor of nutritional sciences at the University of Toronto, showed that the rate of tumor growth in breast cancer patients was reduced when they consumed 25 grams of flax per day.

Flax seed can be used whole, ground, or in oil forms. Flax seed can be ground in a coffee grinder, pepper grinders, or a flax seed grinder which can easily be bought online. Whole flax seed offers fiber which is great for the digestive system and for reducing cholesterol. Grinding flax seed allows the digestive tract to absorb the other available nutrients like omega-3 and omega-6 fatty acids and lignans. It is suggested that a combination of both whole and ground flax seed be incorporated into the normal daily diet to get the best health benefits available from flax seed.

Flax seed must be stored properly in all forms. It is extremely sensitive to heat and sunlight. Exposure to either will cause the flax seed to quickly spoil. Store all flax seed in an air tight container in a cool place.

View our recommended source for 100% organic Flax Seed. http://www.flaxseedpro.com is a great site for all of your flax seed needs. There is also a section of the site dedicated to Flax Seed Information with many articles and postings by customers.